Personal Loan

Interest from 9.99% p.a.

A personal loan is an unsecured loan that doesn't require any collateral. It's the fastest way to get funds for various purposes like medical emergencies, weddings, travel, home renovation, or consolidating existing debts. With minimal documentation and quick disbursement, personal loans are ideal for urgent financial needs.

Interest Rate

9.99%

Tenure

0 - 7 Years

Processing Fee

₹999 - 2% of loan amount

Interested in Personal Loan?

Submit your enquiry and our experts will help you find the best loan option.

Apply NowCalculate EMICall: +91 70215 43870

Key Features

No Collateral

100% unsecured loan

Quick Approval

Disbursal within 24-48 hours

Minimal Documents

Simple documentation

Flexible Usage

Use for any purpose

Eligibility Criteria

Basic Requirements

  • Age: 21 to 60 years
  • Minimum Annual Income: ₹1,80,000
  • Minimum CIBIL Score: 700
  • Minimum Work Experience: 12 months

Employment Type

salariedself employed

Required Documents

View All Documents →

Aadhaar Card*

12-digit unique identification number issued by UIDAI

Alternatives: Passport, Voter ID, Driving License

PAN Card*

Permanent Account Number for tax identification

Passport Size Photos*

Recent color photographs (2-4 copies)

Address Proof*

Current residential address verification

Alternatives: Utility Bill, Bank Statement, Aadhaar Card, Passport

Salary Slips*

Last 3-6 months salary slips

Bank Statement*

Last 6 months salary account statement

Form 16*

Tax deduction certificate from employer

Benefits of Personal Loan

No collateral or security required

Quick disbursal - often within 24 hours

Flexible end-use with no restrictions

Prepayment options available

Competitive interest rates for good credit scores

Available from These Partners

State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India

Frequently Asked Questions

How quickly can I get a personal loan?
With digital lenders, you can get approval within minutes and disbursement within 24-48 hours.
What CIBIL score is needed for personal loan?
A minimum CIBIL score of 700+ is ideal. Higher scores get better interest rates.

Ready to Apply for Personal Loan?

Submit your enquiry now and get expert guidance on the best personal loan options for your needs.