Personal Loan

Interest from 9.99% p.a.

A personal loan is an unsecured loan that doesn't require any collateral. It's the fastest way to get funds for various purposes like medical emergencies, weddings, travel, home renovation, or consolidating existing debts. With minimal documentation and quick disbursement, personal loans are ideal for urgent financial needs.

Interest Rate

9.99%

Tenure

0 - 7 Years

Processing Fee

₹999 - 2% of loan amount

Interested in Personal Loan?

Submit your enquiry and our experts will help you find the best loan option.

Apply NowCalculate EMICall: +91 70215 43870

Key Features

No Collateral

100% unsecured loan

Quick Approval

Disbursal within 24-48 hours

Minimal Documents

Simple documentation

Flexible Usage

Use for any purpose

Eligibility Criteria

Basic Requirements

  • Age: 21 to 60 years
  • Minimum Annual Income: ₹1,80,000
  • Minimum CIBIL Score: 700
  • Minimum Work Experience: 12 months

Employment Type

salariedself employed

Required Documents

View All Documents →

Aadhaar Card*

12-digit unique identification number issued by UIDAI

Alternatives: Passport, Voter ID, Driving License

PAN Card*

Permanent Account Number for tax identification

Passport Size Photos*

Recent color photographs (2-4 copies)

Address Proof*

Current residential address verification

Alternatives: Utility Bill, Bank Statement, Aadhaar Card, Passport

Salary Slips*

Last 3-6 months salary slips

Bank Statement*

Last 6 months salary account statement

Form 16*

Tax deduction certificate from employer

Benefits of Personal Loan

No collateral or security required

Quick disbursal - often within 24 hours

Flexible end-use with no restrictions

Prepayment options available

Competitive interest rates for good credit scores

Frequently Asked Questions

How quickly can I get a personal loan?
With digital lenders, you can get approval within minutes and disbursement within 24-48 hours.
What CIBIL score is needed for personal loan?
A minimum CIBIL score of 700+ is ideal. Higher scores get better interest rates.

Ready to Apply for Personal Loan?

Submit your enquiry now and get expert guidance on the best personal loan options for your needs.