Business Loan
Interest from 11.99% p.a.
Business loans are designed to meet the diverse financial requirements of businesses - from working capital needs to expansion plans. Whether you're a startup, SME, or established enterprise, business loans provide the capital needed to purchase equipment, manage cash flow, or fund new projects.
Interest Rate
11.99%
Tenure
1 - 5 Years
Processing Fee
0.5% - 2%
Interested in Business Loan?
Submit your enquiry and our experts will help you find the best loan option.
Apply NowCalculate EMICall: +91 70215 43870Key Features
Collateral Free
Loans up to ₹1.5 Cr unsecured
Flexible Repayment
EMI or overdraft facility
Quick Processing
Approval within 4-5 days
Multiple Uses
Working capital, expansion, equipment
Eligibility Criteria
Basic Requirements
- Age: 21 to 70 years
- Minimum Annual Income: ₹5,00,000
- Minimum CIBIL Score: 700
Employment Type
Additional Requirements
- Business vintage of at least 2-3 years
- Profitable operations for last 1 years
- Valid business registration documents
Required Documents
View All Documents →Aadhaar Card*
12-digit unique identification number issued by UIDAI
Alternatives: Passport, Voter ID, Driving License
PAN Card*
Permanent Account Number for tax identification
Passport Size Photos*
Recent color photographs (2-4 copies)
ITR*
Income Tax Returns for last 2-3 years
Balance Sheet & P&L*
Audited financial statements
GST Returns
Last 12 months GST returns if applicable
Business Registration*
GST certificate, Shop Act license, or incorporation certificate
Benefits of Business Loan
Unsecured loans up to ₹1.5 Crore
Secured loans for larger amounts
Overdraft facility available
No restriction on end-use
CGTMSE guarantee scheme benefits
Frequently Asked Questions
What documents are needed for business loan?
Ready to Apply for Business Loan?
Submit your enquiry now and get expert guidance on the best business loan options for your needs.