Loan Against Property
Interest from 8.25% p.a.
Loan Against Property (LAP) or Mortgage Loan allows you to leverage your residential or commercial property to get funds for any purpose - business expansion, education, medical expenses, or debt consolidation. With lower interest rates compared to unsecured loans and higher loan amounts, LAP is the smart choice for large funding needs.
Interest Rate
8.25%
Tenure
5 - 20 Years
Processing Fee
0.5% - 1.5%
Interested in LAP Loan?
Submit your enquiry and our experts will help you find the best loan option.
Apply NowCalculate EMICall: +91 70215 43870Key Features
High Loan Amount
Up to 90% of property value
Lower Interest
Cheaper than unsecured loans
Long Tenure
Up to 20 years repayment
Multi-Purpose
Use funds for any purpose
Eligibility Criteria
Basic Requirements
- Age: 21 to 70 years
- Minimum Annual Income: ₹5,00,000
- Minimum CIBIL Score: 700
Employment Type
Additional Requirements
- Property should be free from encumbrance
- Clear property title
- Property should be within approved municipal limits
Required Documents
View All Documents →Aadhaar Card*
12-digit unique identification number issued by UIDAI
Alternatives: Passport, Voter ID, Driving License
PAN Card*
Permanent Account Number for tax identification
Passport Size Photos*
Recent color photographs (2-4 copies)
Address Proof*
Current residential address verification
Alternatives: Utility Bill, Bank Statement, Aadhaar Card, Passport
Property Documents*
Original title deed, chain of documents, approved plan
Property Valuation*
Valuation report from approved valuers
Benefits of Loan Against Property
Lower interest than personal/business loans
High loan amount - up to 90% LTV
Long tenure reduces EMI burden
Continue using the property
No restriction on end-use
Frequently Asked Questions
How much loan can I get against my property?
Ready to Apply for Loan Against Property?
Submit your enquiry now and get expert guidance on the best loan against property options for your needs.