MSME Loan

Interest from 9.5% p.a.

MSME loans are specifically designed for Micro, Small and Medium Enterprises with special benefits like CGTMSE coverage, Mudra scheme loans, and interest subsidies. Whether you need funds for starting a business, buying equipment, or expanding operations, MSME loans offer favorable terms for eligible enterprises.

Interest Rate

9.5%

Tenure

1 - 10 Years

Processing Fee

0.5% - 1%

Interested in MSME Loan?

Submit your enquiry and our experts will help you find the best loan option.

Apply NowCalculate EMICall: +91 70215 43870

Key Features

Collateral Free

Up to ₹5 Crore without security

Govt. Backed

CGTMSE guarantee scheme

Interest Subsidy

Government schemes available

Mudra Loans

Shishu, Kishore, Tarun categories

Eligibility Criteria

Basic Requirements

  • Age: 21 to 65 years
  • Minimum CIBIL Score: 600

Employment Type

self employedbusiness

Additional Requirements

  • Valid MSME/Udyam registration
  • Business plan for new ventures
  • Minimum 6 months vintage for existing businesses

Required Documents

View All Documents →

Aadhaar Card*

12-digit unique identification number issued by UIDAI

Alternatives: Passport, Voter ID, Driving License

PAN Card*

Permanent Account Number for tax identification

Passport Size Photos*

Recent color photographs (2-4 copies)

Udyam Registration*

MSME/Udyam registration certificate

Business Plan

Project report for new businesses

Benefits of MSME Loan

Collateral-free loans up to ₹5 Crore

CGTMSE coverage for added security

Interest subsidy under government schemes

Mudra loans for micro enterprises

Priority sector lending benefits

Available from These Partners

State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India

Frequently Asked Questions

What is Mudra loan?
Mudra (Micro Units Development & Refinance Agency) loans are available under three categories: Shishu (up to ₹50K), Kishore (₹50K-5L), and Tarun (₹5L-10L).

Ready to Apply for MSME Loan?

Submit your enquiry now and get expert guidance on the best msme loan options for your needs.