MSME Loan

Interest from 9.5% p.a.

MSME loans are specifically designed for Micro, Small and Medium Enterprises with special benefits like CGTMSE coverage, Mudra scheme loans, and interest subsidies. Whether you need funds for starting a business, buying equipment, or expanding operations, MSME loans offer favorable terms for eligible enterprises.

Interest Rate

9.5%

Tenure

1 - 10 Years

Processing Fee

0.5% - 1%

Interested in MSME Loan?

Submit your enquiry and our experts will help you find the best loan option.

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Key Features

Collateral Free

Up to ₹5 Crore without security

Govt. Backed

CGTMSE guarantee scheme

Interest Subsidy

Government schemes available

Mudra Loans

Shishu, Kishore, Tarun categories

Eligibility Criteria

Basic Requirements

  • Age: 21 to 65 years
  • Minimum CIBIL Score: 600

Employment Type

self employedbusiness

Additional Requirements

  • Valid MSME/Udyam registration
  • Business plan for new ventures
  • Minimum 6 months vintage for existing businesses

Required Documents

View All Documents →

Aadhaar Card*

12-digit unique identification number issued by UIDAI

Alternatives: Passport, Voter ID, Driving License

PAN Card*

Permanent Account Number for tax identification

Passport Size Photos*

Recent color photographs (2-4 copies)

Udyam Registration*

MSME/Udyam registration certificate

Business Plan

Project report for new businesses

Benefits of MSME Loan

Collateral-free loans up to ₹5 Crore

CGTMSE coverage for added security

Interest subsidy under government schemes

Mudra loans for micro enterprises

Priority sector lending benefits

Frequently Asked Questions

What is Mudra loan?
Mudra (Micro Units Development & Refinance Agency) loans are available under three categories: Shishu (up to ₹50K), Kishore (₹50K-5L), and Tarun (₹5L-10L).

Ready to Apply for MSME Loan?

Submit your enquiry now and get expert guidance on the best msme loan options for your needs.