Home Loan

Interest from 7.1% p.a.

A home loan is a secured loan offered by banks and NBFCs to help you purchase a residential property. With loan amounts up to ₹10 Crore and tenures extending up to 30 years, home loans offer the most affordable way to own your dream home. Enjoy tax benefits under Section 80C and Section 24 of the Income Tax Act.

Interest Rate

7.1%

Tenure

5 - 30 Years

Interested in Home Loan?

Submit your enquiry and our experts will help you find the best loan option.

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Key Features

Low Interest Rates

Starting from 7.10% p.a.

Long Tenure

Up to 30 years repayment

Tax Benefits

Under Section 80C & 24

Balance Transfer

Transfer existing loan at lower rates

Eligibility Criteria

Basic Requirements

  • Age: 18 to 75 years

Employment Type

salariedself employedprofessional

Additional Requirements

  • Property should be approved by the lender
  • Clear property title

Required Documents

View All Documents →

Aadhaar Card*

12-digit unique identification number issued by UIDAI

Alternatives: Passport, Voter ID, Driving License

PAN Card*

Permanent Account Number for tax identification

Passport Size Photos*

Recent color photographs (2-4 copies)

Address Proof*

Current residential address verification

Alternatives: Utility Bill, Bank Statement, Aadhaar Card, Passport

Salary Slips*

Last 3-6 months salary slips

Bank Statement*

Last 6 months salary account statement

Form 16*

Tax deduction certificate from employer

Property Documents*

Sale agreement, title deed, approved building plan

Benefits of Home Loan

Lowest interest rates compared to other loans

Tax benefits up to ₹3.5 lakh per year

Flexible EMI options including step-up EMI

Top-up loan facility available

Balance transfer option to reduce interest burden

Frequently Asked Questions

What is the maximum home loan I can get?
Most lenders offer up to 80-90% of the property value. The exact amount depends on your income and existing liabilities.
What is the current home loan interest rate?
Home loan interest rates currently start from 7.10% p.a. depending on the lender and borrower profile.

Ready to Apply for Home Loan?

Submit your enquiry now and get expert guidance on the best home loan options for your needs.