Home Loan

Interest from 7.1% p.a.

A home loan is a secured loan offered by banks and NBFCs to help you purchase a residential property. With loan amounts up to ₹10 Crore and tenures extending up to 30 years, home loans offer the most affordable way to own your dream home. Enjoy tax benefits under Section 80C and Section 24 of the Income Tax Act.

Interest Rate

7.1%

Tenure

5 - 30 Years

Interested in Home Loan?

Submit your enquiry and our experts will help you find the best loan option.

Apply NowCalculate EMICall: +91 70215 43870

Key Features

Low Interest Rates

Starting from 7.10% p.a.

Long Tenure

Up to 30 years repayment

Tax Benefits

Under Section 80C & 24

Balance Transfer

Transfer existing loan at lower rates

Eligibility Criteria

Basic Requirements

  • Age: 18 to 75 years

Employment Type

salariedself employedprofessional

Additional Requirements

  • Property should be approved by the lender
  • Clear property title

Required Documents

View All Documents →

Aadhaar Card*

12-digit unique identification number issued by UIDAI

Alternatives: Passport, Voter ID, Driving License

PAN Card*

Permanent Account Number for tax identification

Passport Size Photos*

Recent color photographs (2-4 copies)

Address Proof*

Current residential address verification

Alternatives: Utility Bill, Bank Statement, Aadhaar Card, Passport

Salary Slips*

Last 3-6 months salary slips

Bank Statement*

Last 6 months salary account statement

Form 16*

Tax deduction certificate from employer

Property Documents*

Sale agreement, title deed, approved building plan

Benefits of Home Loan

Lowest interest rates compared to other loans

Tax benefits up to ₹3.5 lakh per year

Flexible EMI options including step-up EMI

Top-up loan facility available

Balance transfer option to reduce interest burden

Available from These Partners

State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
State Bank of India
State Bank of India
HDFC Bank
HDFC Bank
ICICI Bank
ICICI Bank
Axis Bank
Axis Bank
Kotak Mahindra Bank
Kotak Mahindra Bank
IndusInd Bank
IndusInd Bank
Union Bank
Union Bank
IDBI Bank
IDBI Bank
IDFC First Bank
IDFC First Bank
Federal Bank
Federal Bank
Yes Bank
Yes Bank
Standard Chartered Bank
Standard Chartered Bank
Deutsche Bank
Deutsche Bank
DBS Bank
DBS Bank
RBL Bank
RBL Bank
Bandhan Bank
Bandhan Bank
AU Bank
AU Bank
Central Bank of India
Central Bank of India
CSB Bank
CSB Bank
DCB Bank
DCB Bank
Jana Small Finance Bank
Jana Small Finance Bank
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Saraswat Co-op Bank
Saraswat Co-op Bank
SBM Bank
SBM Bank
Ujjivan Small Finance Bank
Ujjivan Small Finance Bank
Utkarsh Small Finance Bank
Utkarsh Small Finance Bank
Karur Vysya Bank
Karur Vysya Bank
LIC HFL
LIC HFL
Bajaj Finance / Finserv
Bajaj Finance / Finserv
Bajaj Housing Finance
Bajaj Housing Finance
Shriram Finance
Shriram Finance
Tata Capital
Tata Capital
Aditya Birla Capital
Aditya Birla Capital
L&T Finance
L&T Finance
Mahindra Finance
Mahindra Finance
Cholamandalam
Cholamandalam
Piramal Capital & Housing Finance
Piramal Capital & Housing Finance
PNB Housing Finance
PNB Housing Finance
HDB Financial Services
HDB Financial Services
Muthoot Finance
Muthoot Finance
IIFL Home Finance
IIFL Home Finance
Aadhar Housing
Aadhar Housing
Aavas Housing Finance
Aavas Housing Finance
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India
Adani Capital
Adani Capital
Ambit Finance
Ambit Finance
Anand Rathi
Anand Rathi
Arka Finance
Arka Finance
Clix Capital
Clix Capital
Credit Saison
Credit Saison
Edelweiss / Nido Home Finance
Edelweiss / Nido Home Finance
Fed Finance
Fed Finance
Fibe (formerly EarlySalary)
Fibe (formerly EarlySalary)
Finnable
Finnable
Godrej Capital
Godrej Capital
Hero Fincorp
Hero Fincorp
Incred
Incred
Jio Finance
Jio Finance
Lendingkart
Lendingkart
Poonawalla Fincorp
Poonawalla Fincorp
U Gro Capital
U Gro Capital
Vastu Housing
Vastu Housing
Fullerton India
Fullerton India

Frequently Asked Questions

What is the maximum home loan I can get?
Most lenders offer up to 80-90% of the property value. The exact amount depends on your income and existing liabilities.
What is the current home loan interest rate?
Home loan interest rates currently start from 7.10% p.a. depending on the lender and borrower profile.

Ready to Apply for Home Loan?

Submit your enquiry now and get expert guidance on the best home loan options for your needs.